Tracy Angulo

Tracy Angulo is a Managing Director for Financial Crimes and Fraud Solutions at Treliant. Tracy is a subject matter expert in financial crimes compliance including anti-money laundering (AML), counter-terrorist financing (CTF), and adherence to sanctions from the Office of Foreign Assets Control (OFAC). She has over 20 years’ experience in administrative law specializing in regulatory and financial crime compliance in global fintechs.

Prior to joining Treliant, Tracy was a Director for Guidehouse Inc. (formerly known as Navigant Consulting). There, she held numerous high-profile positions for clients including: Acting Global Know Your Customer (KYC)/Customer Onboarding Director for a top global cryptocurrency exchange for over two years, responsible for redesigning customer onboarding and enhanced due diligence processes for retail and institutional operations; Acting Deputy Bank Secrecy Act (BSA)/AML Officer for a fintech for over two years, responsible for the daily operation of the compliance program; and Acting Manager of the financial intelligence unit for a large trust company and broker-dealer for six months, responsible for monitoring and reporting suspicious activity and for training the client’s permanent staff to take over the operation.

Additionally at Guidehouse, Tracy was the Engagement Lead for projects including the assessment of compliance programs for two top global payment processors/money transmitters and full-scale remediation and redesign of their compliance and risk operations; the fraud risk assessment of a major global payment processor/money transmitter with recommendations for redesigning the fraud program including steps for compliance with Global Acquirer Risk Standards (GARS); and full-scale KYC/customer due diligence remediations for the U.S. branch of a foreign bank and for a digital asset token issuer.

Previously, she was a Principal Investigator with the Financial Industry Regulatory Authority (FINRA) leading complex financial crime investigations into securities fraud, Ponzi schemes, fraud cases, insider trading, market manipulation, fraudulent securities offerings, and AML regulation violations.

At Treliant, Tracy’s responsibilities include engagement manager and subject matter expert on financial crime compliance engagements for all types of financial institutions, with a focus on broker-dealers, fintechs, payment processors, and digital asset companies. As such, she acts as the primary liaison on client engagements and provides oversight and risk management to project teams.

She holds a JD degree from the Columbus School of Law at Catholic University of America and a BA in Sociology/Anthropology from the University of Maryland. She is also a licensed attorney with the District of Columbia Bar, Certified Fraud Examiner (CFE), and Certified Anti-Money Laundering Specialist (CAMS).